By Marc, on February 4th, 2011
Most long term disability insurance companies try to limit benefits to the disabled by writing policies that have a mental health limitation. Usually mental health disability benefits are limited to only a short period of time, typically only 12 to 24 months. This means that benefits for mental health conditions such as depression, anxiety or [...] . . . → Read More: Disability Policies-Mental Health & Subjective Symptom Limitations
By Marc, on April 15th, 2011
Why You Shouldn’t Use the Insurance Company’s Recommended Social Security Representative Long Term Disability Insurance companies want you to receive Social Security Disability benefits. This is not out of the goodness of their heart. They have a financial motive for you to win social security disability benefits AND they have an incentive to keep tabs [...] . . . → Read More: SSD Claimants Shouldn’t Use Insurance Company Representatives
By Marc, on April 20th, 2011
Long Term Disability Lawyer Sues Liberty Mutual on Behalf of Disabled Worker Disability Lawyer, Marc Whitehead represents a disabled 58 years old worker and a resident of Nevada, who is became severely disabled while covered under a long term disability insurance policy issued and administered by Liberty Mutual. Plaintiff Plaintiff is a 58 years old [...] . . . → Read More: Suit Filed Against Liberty Mutual – Long Term Disability Denial
By Marc, on May 2nd, 2011
ERISA preempted long term disability insurance, Social Security Disability or Veterans Disability Compensation are the most common benefits available to help disabled workers. The legal standard of review is the criteria the courts look to in deciding whether to uphold or reverse the rulings of a lower court or in the case of most disability claims, [...] . . . → Read More: Legal Standard of Review for Disability Claims
By Marc, on May 16th, 2011
People with Long Term Disability Insurance, ERISA Disability, Social Security Disability or Veterans Disability claims often have psychological problems that limit their ability to work. Many claimants with serious physical problems, especially if they have been having pain for a long time, develop emotional aspects to their physical impairments. It is important that disabled claimants [...] . . . → Read More: Pain and its Mental Limitations as a Disabling Condition
By Marc, on May 11th, 2012
In some cases, you may be denied veterans benefits by receiving a 0% disability rating. This means that the VA acknowledges you have an issue, but does not believe you are disabled as a result. Alternatively, you may find yourself with a lower disability rating than you believe your situation deserves. In either of these [...] . . . → Read More: Denied Veterans Benefits? You Have the Right to Disagree!
By Marc, on May 9th, 2012
Long Term Disability Insurance claimants are required under the terms of their policies to comply with all reasonable requests by their own insurance carrier. The Employee Retirement Income Securities Act, commonly referred to as ERISA applies to most disability insurance policies. The result is that ERISA gives the disabled claimant very little room to argue [...] . . . → Read More: Functional Capacity Exam’s Used to Deny Disability Benefits
By Marc, on May 4th, 2012
The VA claims process is a long and winding path, with emphasis on the length. Initial processing took an average of 127 days in 2006, a timeframe that has surely increased since them. And that’s not even counting appeals fighting denial of veterans benefits, or other things that can drag the process out for years. [...] . . . → Read More: What Are the Steps of the VA Claims Process?
By Marc, on May 2nd, 2012
Frequently, employers will terminate an employee when their disability insurance company denies the employee their disability benefits. When this unfortunate situation happens, the disabled employee may be forced to seek health benefits under what is known as COBRA. If you qualify for COBRA and your rights have been violated, you need to know. [...] . . . → Read More: Disability Insurance Claimant’s Rights to COBRA Benefits
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