How to Prepare for an IME (Independent Medical Exam)
Has your insurance company scheduled you for an Independent Medical Exam, or IME? This exam can influence the outcome of a disability claim. Knowing how to prepare for an IME is crucial. It won’t guarantee results, but it can help you present your condition clearly and consistently. That, in turn, helps protect your credibility and makes it more difficult for...
Disability Do’s and Don’ts: What You Need to Know Before Filing for Social Security Disability
By Marc Whitehead, Board Certified Social Security Disability Attorney Every year, hundreds of thousands of Americans apply for Social Security Disability Insurance benefits — and the majority of them are turned away. According to the Social Security Administration's own data, approximately 62 percent of all initial SSDI applications were denied in fiscal year 2024. More recent data from the Urban...
Step-by-Step Guide to Appealing an LTD Denial
Receiving an LTD denial is honestly disheartening. You feel stuck at a standstill. What do you do now? If you’re facing a denied disability claim, you’ve landed in the right place. Our six-step guide to appealing an LTD denial will dispel paralysis and confusion. Filing an appeal is your next move, and it’s your best chance to strengthen your claim...
Steps to Take After a Long Term Disability Denial in Lake Charles
The steps to take after a Long Term Disability denial in Lake Charles begin with reviewing the denial letter and identifying what the insurance company says is missing. From there, you can start building a stronger appeal. A denial can interrupt your income and make it harder to keep up with bills, treatment, and daily expenses. Insurance companies often deny...
How to Appeal a Long Term Disability Claim Denial in Lafayette
Appeal a Long Term Disability (LTD) claim denial in Lafayette, Louisiana, in writing and before the window in which you’re allowed to do so closes. Review your denial letter to find out why your Long Term Disability benefits request was rejected. Next, gather evidence to dispute your claim denial and formally appeal. If your appeal is denied, you may want...
How to File for Disability Benefits in Vinton, Louisiana
To file for disability benefits in Vinton, Louisiana, you should learn which benefits you need and how to apply for them correctly. You can also hire a lawyer. Taking this step early can help keep your claim on track and reduce unnecessary delays or denials. Many people in Vinton apply for disability benefits after an illness or injury keeps them...
Disability Insurance for Doctors: What Every Physician Needs to Know Before It’s Too Late
Disability Insurance for Doctors: What Every Physician Needs to Know Before It's Too Late You spent a decade or more learning how to turn your knowledge and skills into a career that supports your family, funds your retirement, and defines your professional identity. Your income is the engine that drives all of it. Now consider this: according to the Social...
Are Your Social Security Benefits Taxable? What Disability and Retirement Recipients Need to Know Before April 15th
Are Your Social Security Benefits Taxable? What Disability and Retirement Recipients Need to Know Before April 15th By Marc Whitehead, Federal Disability Attorney With the April 15th tax filing deadline approaching, one of the most common questions I hear from Social Security recipients is a simple one: Do I owe federal income tax on my benefits? If you receive Social...
How to Get Long-Term Disability (LTD) Benefits for Non-Epileptic Seizures
To get Long Term Disability (LTD) benefits for non-epileptic seizures, you need to build a strong medical record to prove your condition to the insurance company. This is a lot harder than it sounds because insurers routinely deny these claims. They may call your condition unverifiable, question your symptoms, or use other tactics to stop you from getting the benefits...
How to File a VA Disability Claim Using Form 21-526EZ
File a U.S. Department of Veterans Affairs (VA) Disability claim using Form 21-526EZ online, through the mail, or in person. Submit this form within one year of filing an “Intent to File” to secure backdated pay. When you complete the form, you’ll have to provide your service, medical, and personal information for a new, secondary, or increased compensation claim. Trust...