Lincoln National Life Insurance Disability Denial
The law firm of Marc Whitehead & Associates has represented numerous clients in disability claims that were denied by Lincoln National Life Insurance. If this insurer has refused to pay your claim for disability benefits, please call us for a no-cost, personalized case evaluation with a disability insurance lawyer.
Who Is Lincoln National Life Insurance Company?
A Fortune 500 company, Lincoln National is one of the top eight largest providers of short-term and long-term group disability insurance in the U.S. Lincoln National also markets individual, private disability insurance plans.
Lincoln Financial Group is the commercial name for Lincoln National Corporation and affiliate insurance companies, including The Lincoln National Life Insurance Company and Lincoln Life & Annuity Company of New York.
In 2006, Lincoln Financial acquired Jefferson Pilot Corporation based in Greensboro, North Carolina. Jefferson Pilot was formed from the merger of Jefferson Standard Insurance and Pilot Life Insurance Company. Individual disability policies and ERISA-governed disability insurance policies were sold by Jefferson-Pilot.
Earlier disability policies still exist under the name of Jefferson Pilot. Therefore, if you have been denied LTD benefits under an older Jefferson Pilot or Jefferson Standard Insurance policy, that claim would be administered and paid by Lincoln National.
Difficulties with Lincoln National Disability Claims
Lincoln’s cursory reviews of a claimant’s medical records, and what they often insist is a “lack of medical evidence” of disability, are some of the various reasons Lincoln denies disability claims.
Lincoln National applies their return-to-work incentive in many disability claims. Our clients wish for nothing more than to be able to be healthy enough to return to work. Yet for many claimants, their condition is incapacitating and returning to work is impossible.
This is where a legal advocate such as Marc Whitehead & Associates can make a great difference in the success of your case. Our attorneys know what is needed to establish the right to collect benefits. Our involvement in your claim will ensure that Lincoln is provided the vocational documentation and medical records they need to acknowledge the extent of your impairment and inability to return to work.
Contact Disability Attorneys Who Can Help
Marc Whitehead & Associates have successfully resolved many Lincoln National Life Insurance disability denials. Our preparation of highly substantiated and medically supported appeals result in a fair and good faith review and reversal of prior decisions.
Just as important, we know the details and components of a disability case that will not only overturn a denial but also strengthen the Administrative Record prior to litigation, which is essential if the appeal is not granted.
If you have been denied, call us. Your initial consultation with a lawyer is free and without any obligation. Marc Whitehead & Associates will help you determine if you have a case, identify your legal options to obtain or keep your benefits, and help you fight back to obtain the benefits you are due.