Was your Social Security Disability Insurance claim (SSDI) for Parkinson’s disease denied? If so, do not give up hope. There are ways we can help you prove your claim and win the benefits you need.
Need to Qualify for Social Security Diabetes Disability? We Can Help!
When you suffer from diabetes disability, such as diabetes mellitus, it is something that changes your entire life. You constantly have to watch what kinds of foods you’re eating and how much. You’ll likely need to check your blood sugar on a regular basis and inject yourself with insulin. If you make a mistake, you can suffer a number of consequences, from feeling out of it and urinating frequently to losing a limb, going into a diabetic coma, or even dying.
Sedgwick CMS Disability Claim Attorney
Marc Whitehead & Associates law firm is dedicated to fighting claims management companies like Sedgwick CMS against wrongful denials of disability insurance claims.
Sedgwick Claims Management Services, Inc. – Sedgwick CMS – is what is known in the insurance industry as a Third Party Administrator (TPA). Sedgwick does not actually sell or provide disability insurance.
Rather, insurance companies and employers subcontract Sedgwick to handle disability claim applications and the entire claim management process, including deciding whether to award or deny benefits and handling all disability appeals.
Reliance Standard Disability Insurance Claim Denial
Has Reliance Standard wrongfully handled your disability insurance claim?
It’s not uncommon for insurance companies to resort to resourceful ways to cut costs – including not paying the claims they should. Insurers often put great effort into denying claims in the hope the claimant will give up and go away.
Fortunately, an insurance denial is not the end of your claim. If Reliance Standard has denied or terminated your disability claim, you may appeal their decision.
Reassure America / Jackson National Life Insurance Co. – LTD Claims Help
You may have a disability insurance policy with Reassure America, now Jackson National Life Insurance Company. If you believe your benefits have been unfairly delayed or denied by this company, contact Marc Whitehead & Associates.
For over 24 years, we have held insurance companies, including Reassure America / Jackson, accountable for wrongfully denying the disability claims of insureds – physicians, dentists, nurses, attorneys, sales reps, teachers, laborers and so many other occupations.
If you have such a dispute, our disability insurance attorneys will evaluate your case, and help you resolve your conflict so you obtain the benefits you deserve.
Principal Financial Disability Claim Denial Attorneys
Was your claim for Principal Financial disability benefits denied? An insurance denial happens when you need money the most.
Whether Principal Financial denied your claim in error, or wrongful and deceptive practices were the cause, as the insured you have the right to contest Prudential’s denial. We can help you in this fight.
Our law firm assists claimants who have purchased Principal Financial disability insurance as an individual policy, or are covered by their employer’s group plan through Principal.
Why Does the Definition of Disability Shift in Group LTD Plans?
Our video explains that in long term disability insurance claims, there is no single, comprehensive legal definition of disability. Each insurance company writes its own definitions. As a claimant, you will receive disability benefits only if you satisfy the precise description of disability as stated in your policy.
Why is it then that so many insureds are awarded short term disability (STD) benefits, only to have the benefits cut off, or denied for long term disability (LTD) benefits – under the same policy?
Why Do Insurers Misrepresent a Physical Disability as Mental Disability?
We are often contacted by individuals when they learn their insurance company has mischaracterized their claim from being a claim for a physical disability, to claim for a mental disability. Why would they do that?
As our video states, most disability insurance policies have a clause that limits mental health disorders, or “mental / nervous conditions,” to a pay period of only 2 years or less. Although most disabling mental disorders will outlive 24 months, the insurance carrier will not pay benefits beyond what the policy says.
What Is a Pre-Existing Condition Exclusion in Disability Insurance Claims?
Most long term disability insurance policies have limits in what they cover. These limits are written into the policy, and are called exclusions. Their purpose is to eliminate coverage for certain risks the insurance company is not willing to take on.
One very common example is the pre-existing condition exclusion.
Meniere’s Disease Disability Insurance Claims Lawyer
The battle with insurance companies is a never ending one. This is especially true with Meniere’s disease disability insurance claims.
Meniere’s disease is a chronic, incurable disorder of the inner ear. Victims of this disease experience periodic episodes of severe dizziness and spinning, fluctuating hearing loss, ringing in the ear, and feelings of pressure within the ear. Sounds at certain pitches may seem garbled and cause irritation. Over time, hearing loss can become permanent.
It is essential to have a disability lawyer who understands this disorder work with you to help you get the benefits you need and deserve.