It’s important to understand the process of how to get long-term disability approved. Getting approved for long-term disability (LTD) can bring peace of mind and financial security to you and your family. However, it is a complex process, and often these claims are denied. You can increase your chances of success by following a few […]
How to Find a Good Disability Lawyer
Knowing how to find a good disability lawyer can make a difference when needing to a file a disability claim. Navigating the legal system can be challenging and this is especially true when you have a disability. If you are seeking a lawyer for long-term disability, contact us at Marc Whitehead & Associates. We have […]
VA Benefits for Toxic Exposure
The PACT Act of 2022 is a milestone in veterans’ legislation. This new law aims to ensure millions of veterans and survivors receive expanded health care and VA benefits for toxic exposure regarding burn pits, herbicides, contaminated water, and other exposure hazards. The bill was passed on August 10, 2022. It expands veterans’ health […]
Can You Collect Long-Term and Social Security Disability Benefits?
Individuals who are unable to work due to a disability can collect long-term benefits from a private disability insurance plan as well as Social Security. The process of qualifying for those benefits, however, is not automatic. Applicants must often satisfy strict criteria to verify that their health issues fall within the definition of “disabled” under […]
Can I Be Terminated While on Long Term Disability?
Your long term disability benefits will replace a portion of your regular wages that you can no longer earn. Those benefits and your disability status will generally not prevent your employer from terminating your job. However, it becomes more complicated if your employer terminates you for an improper reason or at the wrong time during […]
5 Reasons You Need a Long-Term Disability Lawyer
When you become disabled, you might be tempted to handle your claim independently. That’s usually a mistake. Many people wait until their disability claim has been denied before obtaining legal counsel. A long-term disability insurance attorney at Marc Whitehead & Associates can help you navigate the complexities of the filing process. We serve clients nationwide, […]
Can Long Term Disability be Garnished?
If you have a long term disability that is serious enough to qualify you for Social Security disability benefits, you do not need the additional stress of worrying that your benefits can be garnished by a creditor. Fortunately, federal laws, rules, and regulations preclude private creditors from seizing these benefits. However, the application of those […]
Is Depression a Disability?
Yes, depression is considered to be a psychiatric disability according to the Americans With Disabilities Act (ADA). If your depression interferes with your ability to work, you may be eligible to receive Social Security Disability benefits, such as SSDI and SSI. While you can apply for this financial assistance on your own online, the chances […]
2023 VA Disability Pay Rates – Disabled Vets to Get 8.7% Increase
Disabled veterans are due to receive the most significant VA compensation rate increase in over 30 years. The 2023 VA disability pay rates include a Cost of Living Adjustment (COLA) increase of 8.7% to match the Social Security benefit rate increase. VA disability compensation is a benefit payment for veterans who suffered injury or illness […]
What are the Most Common VA Disability Claims?
The most common disability claim filed with Veterans Affairs is tinnitus, which refers to ringing, buzzing, or other sounds in the ears or head. But with nearly 5.2 million veterans receiving VA compensation and over 600,000 pending claims, tinnitus is far from the only disability the VA commonly encounters. Moreover, veterans who can no longer […]