To prevail in a long term disability claim dispute, one of the first things to identify is the law that will govern your disability insurance appeal. There is a great difference between appealing a disability claim that is under group coverage, as opposed to individual, or private coverage.
Our video talks about ERISA law. The acronym ERISA stands for the Employee Retirement Income Security Act and is the federal law that governs group disability insurance plans. Group coverage is typically provided by your employer, or in some cases through professional associations and trade groups.
Category: ERISA Disability Claims
Does the Court Award Attorney Fees in ERISA LTD Claims?
There are times when a court may award attorney fees in ERISA disability cases. If your group disability claim enters into the litigation phase after the administrative appeal has been. exhausted, you have the right petition the court to have the other side pay attorney fees. But there’s a catch.
IME – TSA Insurance Denial Tactic Used by Insurance Companies
One thing most ERISA disability insurance companies don’t want you to know is that they have a playbook of denial tactics used to protect their financial interests. It is one of the main reasons it’s so hard to prove your claim and win the disability benefits that are rightfully yours.
A common tactic we often help our claimants fight in their battle to win their disability claim is the IME – TSA insurance denial tactic.
Erisa Disability Claim Litigation and Limited Discovery
In the video above, attorney Marc Whitehead explains why group disability insurance claims that have reached the Erisa disability claim litigation stage can be difficult to litigate in court. If your insurance company denies your disability claim, there is a big difference in what you can do depending on whether your claim is under a […]
Is Your Insurer Ignoring Evidence of Disability in Your LTD Claim?
In the video above we discuss the insurance company’s tactic of “cherry picking” the records for evidence of your ability to work. This likely means the insurer is suppressing or ignoring evidence of disability as well.
You can call it many things – cherry picking, rejecting inconvenient evidence, selective observation, slanting, dismissing contrary evidence – but it all boils down to ignoring critical evidence. By doing so, an insurer is able to smother the relevant facts that prove you are unable to work.
How Objective Medical Evidence Affects Your Disability Claim
Insurers frequently deny disability benefits based on the lack of “objective medical evidence.” This can make or break your claim.
Our video begins with a reminder that disability insurance companies are always looking for ways to reduce their liability. They want to cut costs, and so have developed strategies and tactics by which they are able to reduce long term disability benefits – and even deny benefits altogether, or terminate existing benefits.
Trustmark Disability Insurance Claim Lawyer
At Marc Whitehead & Associates, we frequently receive inquiries about Trustmark disability insurance claim denials. Our attorneys represent policyholders in disputes regarding Trustmark claim delays, denials and terminations.
The people we help come from a diverse range of industries and professions. Our clients suffer from all manner of disabling conditions. Whether you were denied disability benefits by Trustmark, or you’re just now filing – the right legal guidance can make the difference in your case.
Ameritas, Union Central Disability Claim Lawyers
If you need help getting the disability benefits you deserve in a claim against Union Central, now Ameritas, consult with our disability attorneys as soon as possible. If your disability claim was wrongly denied or has been unreasonably delayed, you have options.
To prevail against big insurance, you must make the best and most thorough effort you can in every step of the appeal. A good disability lawyer is prepared to immediately take over all efforts required for a successful disability appeal or lawsuit.
Sedgwick CMS Disability Claim Attorney
Marc Whitehead & Associates law firm is dedicated to fighting claims management companies like Sedgwick CMS against wrongful denials of disability insurance claims.
Sedgwick Claims Management Services, Inc. – Sedgwick CMS – is what is known in the insurance industry as a Third Party Administrator (TPA). Sedgwick does not actually sell or provide disability insurance.
Rather, insurance companies and employers subcontract Sedgwick to handle disability claim applications and the entire claim management process, including deciding whether to award or deny benefits and handling all disability appeals.
Reliance Standard Disability Insurance Claim Denial
Has Reliance Standard wrongfully handled your disability insurance claim?
It’s not uncommon for insurance companies to resort to resourceful ways to cut costs – including not paying the claims they should. Insurers often put great effort into denying claims in the hope the claimant will give up and go away.
Fortunately, an insurance denial is not the end of your claim. If Reliance Standard has denied or terminated your disability claim, you may appeal their decision.