You may have a disability insurance policy with Reassure America, now Jackson National Life Insurance Company. If you believe your benefits have been unfairly delayed or denied by this company, contact Marc Whitehead & Associates.
For over 24 years, we have held insurance companies, including Reassure America / Jackson, accountable for wrongfully denying the disability claims of insureds – physicians, dentists, nurses, attorneys, sales reps, teachers, laborers and so many other occupations.
If you have such a dispute, our disability insurance attorneys will evaluate your case, and help you resolve your conflict so you obtain the benefits you deserve.
Was your claim for Principal Financial disability benefits denied? An insurance denial happens when you need money the most.
Whether Principal Financial denied your claim in error, or wrongful and deceptive practices were the cause, as the insured you have the right to contest Prudential’s denial. We can help you in this fight.
Our law firm assists claimants who have purchased Principal Financial disability insurance as an individual policy, or are covered by their employer’s group plan through Principal.
We are often contacted by individuals when they learn their insurance company has mischaracterized their claim from being a claim for a physical disability, to claim for a mental disability. Why would they do that?
As our video states, most disability insurance policies have a clause that limits mental health disorders, or “mental / nervous conditions,” to a pay period of only 2 years or less. Although most disabling mental disorders will outlive 24 months, the insurance carrier will not pay benefits beyond what the policy says.
The battle with insurance companies is a never ending one. This is especially true with Meniere’s disease disability insurance claims.
Meniere’s disease is a chronic, incurable disorder of the inner ear. Victims of this disease experience periodic episodes of severe dizziness and spinning, fluctuating hearing loss, ringing in the ear, and feelings of pressure within the ear. Sounds at certain pitches may seem garbled and cause irritation. Over time, hearing loss can become permanent.
It is essential to have a disability lawyer who understands this disorder work with you to help you get the benefits you need and deserve.
As attorneys who handle macular degeneration disability claims, we understand why this common condition is so crippling. An incurable eye disease, millions of people across the United States suffer from some stage of macular degeneration.
The disorder can cause vision to become so impaired that you can no longer perform your material job duties, or the duties of any job. If you have filed a disability claim for macular degeneration with your insurance company, you may be shocked to learn that the insurer denied your claim saying that you are not disabled under the policy.
Should you be required to have objective evidence in order to win your long term disability insurance claim and get the benefits you need?
At first glance, the answer to this question seems fairly obvious: yes. If your insurer is going to send you a disability check, there should be an objective way to prove that you are suffering from an issue that keeps you from working.
But how does this requirement for objective proof work for conditions where there are no known objective tests that can provide proof? Should these people be automatically denied because the testing just does not exist? Again, the answer seems obvious: no.
A CRPS disability insurance claim is hard to prove. In this post, board certified disability attorney Marc Whitehead explains the difficulties with these claims, and how we help our clients win their rightful disability benefits.
Complex Regional Pain Syndrome, or CRPS, is a disabling condition that prevents thousands of people from being able to handle everyday activities. The deciding factor in qualifying for benefits is whether or not CRPS affects your ability to work.
Marc Whitehead & Associates represents insureds in actions against Ohio National for wrongful denials of disability claims. Our free case evaluation can be the start of overturning Ohio National’s decision to delay, deny or terminate your long term disability benefits.
Most Ohio National disability claimants are business professionals, doctors, dentists, attorneys and other professionals. Some policies are offered independently, and others may be through a professional group or association.
Ohio National Financial Services often takes an unreasonable approach to handling claims, such as causing undue delays and failing to disclose pertinent information needed to successfully rebut and appeal a denial.
If you feel your Northwestern Mutual disability claim was wrongly denied, contact our law firm for assistance. Disability insurance is an asset that is key to your prosperity and peace of mind. The best way to prevail in your claim is to consult an experienced disability lawyer and clearly understand your options.
Marc Whitehead & Associates is prepared to help you prove your disability claim either through an administrative appeal or in litigation. We will advise you with exceptional legal guidance in accordance with the highest standards of the law.
You may have an old disability insurance policy with Monarch Life Insurance Company. If you are preparing to file a claim, or have questions about a Monarch Life disability insurance claim denial or termination, please contact our law firm.
Monarch Life Insurance Company has been in rehabilitation since June 1994. They stopped selling disability insurance in June 1993.
Most disability claims under Monarch Life were sold as individual disability policies to medical and dental professionals, attorneys, business executives and business owners. These policies were to be their safety net for replacement income in the event of long term disability.